FDIC-Insured – Backed by the full faith and credit of the U.S. Government

FDIC-Insured – Backed by the full faith
and credit of the U.S. Government

Home Loans

Buy, build, renovate, or tap into your home’s equity with a home loan built around your goals, budget, and timeline. Our local lenders guide you from your first question to closing day.

Stress-Free Home Loan Solutions

Our experienced local lenders will customize a home loan solution to fit your goals and your budget,
with attentive personal service every step of the way.

Mortgage Loans

Best for those who want to buy a new home or refinance their current mortgage to lower their monthly payment, pay off their home faster, or get cash out.

Conventional, FHA, VA and Rural Development loans available
First-time homebuyer loans
Competitive fixed-rate mortgages
Terms from 10 to 30 years

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Construction Loan

Best for those who want to build their dream home from the ground up, simply and affordably, with a short-term financing option.

Competitive rates for new home construction
Receive funds for labor and material costs
Interest-only payments during construction phase
Work with our team to obtain a fixed-rate conventional mortgage after construction is completed

Home Improvement Loan

Best For: Financing the purchase and renovation of your primary residence, second home or investment property.

Borrow funds for renovations and repairs
Competitive fixed rates
Predictable monthly payments

Home Equity Line of Credit

Best for those who want flexible access to low-cost funds that can be use for almost anything with this convenient revolving line of credit.

Borrow up to 80% of your home’s appraised value
Make interest-only payments during the draw period
Funds are available to use again as payments are made
Ideal for home repairs, education, medical bills, vacations and more

Estimate Your Payments

See what your monthly payment could look like before you talk with a lender. Our free online calculator helps you compare loan amounts, terms, and scenarios so you can plan with confidence.

Get Started

Make a Loan Payment

Pay your loan quickly and securely through our Loan Payment Portal.

Make a one-time payment
Schedule an upcoming payment
Set up automatic recurring payments

Make a Loan Payment

Current Rates

Get today’s home loan rates and see which options fit your plans. Contact your local branch or call our Customer Service team at (573) 624-3571 for more information about our rates.

Call Us

Budgeting Tools

Get homeownership-ready with MoneyMap, our free personal finance tool. Build a budget, track spending trends, and map out a plan to pay down debt.

Get Started

Make a Loan Payment

Pay your loan quickly and securely through our Loan Payment Portal.

Make a one-time payment
Schedule an upcoming payment
Set up automatic recurring payments

Make a Loan Payment

Current Rates

Get today’s home loan rates and see which options fit your plans. Contact your local branch or call our Customer Service team at (573) 624-3571 for more information about our rates.

Call Us

Budgeting Tools

Get homeownership-ready with MoneyMap, our free personal finance tool. Build a budget, track spending trends, and map out a plan to pay down debt.

Get Started

We’re Right Around the Corner

We have several conveniently located branches throughout Missouri. Stop by and visit us today.

Find a Branch

Frequently Asked Questions

First Midwest Bank offers four home loan options: mortgage loans for buying or refinancing, construction loans for building a new home, home improvement loans for repairs and renovations, and home equity lines of credit (HELOCs) for flexible access to your home’s equity.

Yes. First Midwest Bank offers first-time homebuyer loans. A local lender can walk you through your options, explain what to expect, and help you prepare for each step of buying your first home.

A home improvement loan gives you a set amount for a specific project, with a fixed rate and predictable payments. A HELOC gives you a reusable line of credit you can draw from over time, which works well for ongoing or unexpected costs.

Download the home loan application, complete it, and bring it to your local First Midwest Bank branch. Have questions first? Contact a local lender, and they’ll help you with each step.

Requirements vary by loan type, but you’ll usually need personal identification, income and employment details, information about your debts and assets, and details about the property or project. Your lender will let you know exactly what to bring.

Nathan Anderson

Vice President
NMLS #611218

Scott Nelson

Vice President
NMLS #994364

Jacob Kellett

Market President
NMLS #733118

Jeff Radford

Community Bank President
NMLS #410378

Meagan Radford

Assistant Vice President
NMLS #2870260

Jeff Radford

Community Bank President
NMLS #410378

Meagan Radford

Assistant Vice President
NMLS #2870260

Brock Littles

Vice President
NMLS #1057184

Bryce Cohen

Vice President
NMLS #1453284

Cory Kovach

Vice President
NMLS #2187592

Dale Dickerson

Executive Vice President
NMLS #462821

Jake Richardson

Assistant Vice President
NMLS #2821400

Levi McNeal

Vice President
NMLS #1802524

Teresa Rueck

Vice President
NMLS #460534

Tucker Davis

Senior Vice President
NMLS #433907

Anthony Sifford

Community Bank President
NMLS #462873

Debbie Gibbs

Community Bank President
NMLS #410383

Jeff Radford

Community Bank President
NMLS #410378

Meagan Radford

Assistant Vice President
NMLS #2870260

Explore the Possibilities

Mobile Banking

Easily pay bills, transfer funds, deposit checks and more.

Consumer Loans

Get the funds you need for big plans and unplanned expenses.

Certificates of Deposit

Save for the future with a term that fits your needs.

Apply for a Home Loan Today

Please bring your completed application to meet with a loan officer at your local branch. Need help?
Reach out to our friendly team members for assistance.

Download Application Form Contact Us